Memorial Insurance

The information below is only a summary of the cover provided. For full terms and conditions of the cover please refer to the policy document which is available for downloading on this page. STONEGUARD ® cover is arranged exclusively by Bridge Insurance Brokers Ltd and is solely underwritten by Royal & Sun Alliance Insurance plc. Cover is provided for a five year period for “All Risks” of loss or damage to your memorial headstone up to the replacement cost.

Cover is also provided for liability in respect of injury to members of the public up to a limit of £2,000,000. SIGNIFICANT EXCLUSIONS The insurance does not cover depreciation, wear and tear, the action of light, atmospheric conditions or other gradually operating cause or any process of cleaning repair, restoration and re-siting other than such costs involved following insured damage. Liability cover excludes injury to the Insured and certain family members.

What’s not covered:

There are some exclusions which apply to this policy, including depreciation, wear and tear and damage caused over time by sunlight and weather. Cleaning, repair and restoration – other than that following insured damage – is also excluded.